Terms and Conditions of Use Orion Investment Company Web Site


Please carefully read the below terms and conditions applicable to Orion Investment Company’s website.

USE RESTRICTIONS. Orion Investment Company (Orion) intends for this Internet site to be only for your personal, non-commercial use, and any commercial use of this site is expressly prohibited without the express written consent of Orion. You are hereby granted the right and license to access, download, read, and make hard-copy printouts of this site for your personal, non-commercial purposes in accordance with the other terms and conditions set forth herein.

DISCLAIMER. THE INFORMATION CONTAINED IN THIS SITE, WHETHER PRODUCED BY ORION OR A THIRD PARTY, IS PROVIDED “AS IS” AND WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ORION DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. ORION MAKES NO WARRANTY OR REPRESENTATION AS TO THE ACCURACY, TIMELINESS OR COMPLETENESS OF THE INFORMATION CONTAINED IN THIS SITE, OR AS TO THE ACCESSIBILITY OF THE SITE. THE MATERIALS PROVIDED ON THIS SITE ARE INTENDED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND ARE NOT INTENDED TO PROVIDE SPECIFIC LEGAL, TAX, INVESTING OR BUSINESS ADVICE. NOTHING ON THIS SITE SHALL BE CONSTRUED AS AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY OR A RECOMMENDATION OF ANY THIRD PARTY.

LIMITATION OF LIABILITY. Orion, its affiliated entities, and their respective directors, officers, employees, agents, successors and assigns assume no liability or responsibility, financial or otherwise, for any damage, loss or injury resulting from or arising out of your use, access or inability to access this Internet site or your reliance upon the information contained in this site. If any of the waivers or disclaimers contained in these Terms and Conditions of Use is found to be impermissible, then the liability of Orion is limited to the greatest protection permitted under the applicable laws.

INTELLECTUAL PROPERTY. The content of this site is the exclusive property of Orion or a third-party content provider, as applicable. Except for your personal use where indicated, the content of this site may not be copied, distributed, displayed, reproduced or transmitted in any form or means, whether electronic, mechanical, photocopying, recording or otherwise, without the prior written consent of such exclusive property owner.  If you download or copy from the site, you shall maintain all intellectual property and other notices contained therein.

PRIVACY. Orion does not disclose any nonpublic personal information about you collected from your use of this site to nonaffiliated third parties, except as required in the normal operation of its business, or as permitted or required by law. Orion does not sell or rent your nonpublic personal information to others.

INDEMNIFICATION. You hereby agree to indemnify, defend and hold harmless Orion, its affiliates and their directors, officers, employees, agents, licensors, licensees, successors and assigns (collectively the “Indemnified Parties”) from and against all claims, liabilities, losses, damages, injuries, demands, actions, causes of action, suits, proceedings, judgments and expenses, including, without limitation, reasonable attorneys' fees, court costs and other legal expenses, incurred by the Indemnified Parties in connection with any claim arising out of: (i) any breach by you of these Terms and Conditions of Use; or (ii) your use of this site. Your obligation to indemnify any Indemnified Party will survive the expiration or termination of these Terms and Conditions of Use by either party for any reason. Orion reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, subject to your continuing obligation to indemnify the Indemnified Parties from and against liability for other than defense costs.

LINKS TO THIRD PARTY SITES. Orion is not responsible for the availability of any third party sites or the contents thereof. The presence of links to any third party site does not imply Orion’s endorsement of or affiliation with the third party. Your use of these third party sites is at your sole risk, and you are solely responsible for compliance with the terms and obligations applicable to the third party sites.

AMENDMENTS TO THESE TERMS AND CONDITIONS OF USE. Orion may amend these terms and conditions at any time in its sole discretion. All such changes to these terms and conditions will be posted on this site and will be effective immediately upon posting. By accessing this site after Orion posts such changes, you agree to be bound by these terms and conditions as amended.

NO WAIVER. Orion may pursue any and all of the remedies available to it under the applicable laws. Failure to enforce any provision of these Terms and Conditions of Use shall not constitute a waiver of the right later to enforce it.

JURISDICTION. These terms and conditions shall be construed and interpreted according to the laws of the State of Missouri, United States of America, without regard to the conflict of law principles or rules. The exclusive forum and venue for any dispute shall be in St. Louis County. These terms and conditions form the entire understanding and agreement with respect to the subject matter hereof and supersede any and all prior understandings or agreements.

SEVERABILITY. If any term or condition shall, to any extent, be invalid or unenforceable, the remainder of the terms and conditions shall not be affected thereby, nor shall the application of such term or provision to persons or circumstances other than those as to which it is held invalid or unenforceable be affected thereby.

These terms and conditions are effective as of January 25, 2011. By using this site, you also agree to abide by any and all applicable local, national and international laws and regulations.